Travel Insurance
The decision to purchase travel insurance is an important one to make as you plan your trip. It can help protect against losing any non-refundable investments, help if an emergency occurs while you’re on your trip, and even help with lost luggage and flight delays.
We offer Arch RoamRight travel insurance to provide you with high quality travel insurance at competitive rates. Please note that while we are providing this link to our preferred partner, Freestate Travel LLC is not licensed to sell insurance directly. Any information, questions, claims, etc., should be directed to Arch RoamRight and not Freestate Travel LLC.
Why should I buy travel insurance?
There are several reasons why you may want to consider purchasing travel insurance, such as:
My daughter is too sick to travel.
Trip cancellation/interruption coverage allows you to cancel or interrupt your trip for a covered sickness or injury, and you may be reimbursed for non-refundable expenses related to your trip. Pre-existing exclusions may be waived for certain plans if requirements are met.
We were traveling when I suddenly developed chest pains.
When you’re traveling far from home, and possibly even far away from proper medical facilities, you want to ensure you can receive medical care and transportation in an emergency. Travel insurance includes coverage for transportation to the nearest facility or back home.
I arrived at my destination but my luggage didn’t.
Whether your bag is lost, or delayed more than the number of hours listed in your policy, you can be reimbursed for the purchase of clothing and personal articles so you can enjoy your vacation.
We missed our connection because of a flight delay.
Inclement weather and mechanical difficulties may delay arrivals into a connecting city past the departure of the next flight. If your travel delay is more than the number of hours listed in your policy, you may be reimbursed for additional accommodations, meals and local transportation.
I’m on my trip, there’s civil unrest and the U.S. government orders all U.S. citizens to leave.
Select Arch RoamRight policies have coverage for political or security evacuation. This may include needing to leave your destination due to a covered Natural Disaster, the order by the U.S. State Department, or if you are expelled or declared persona non-grata by a country you are visiting on your trip. All evacuation arrangements must be made by the designated assistance provider listed in your policy.
My employer approved my vacation time and is now requiring me to work.
Choosing the optional Cancel for Work Reasons coverage may allow you to recover your non-refundable trip deposits if your vacation time is revoked, if your job is transferred more than 100 miles from your current residence, or if you are required to work during your scheduled trip. Conditions apply, and this upgrade is available only with select Arch RoamRight policies.
I think my son has an ear infection – how do you say ‘ear infection’ in Italian?
The travel protection plan includes both insurance benefits and non-insurance benefits such as 24-hour assistance services. Call toll-free to access our travel assistance provider to receive advice or get contact information for English-speaking doctors in your area.
This page provides a broad overview of your policy provisions and does not revise or amend the policy. Insurance coverages are underwritten by Arch Insurance Company, NAIC #11150, under policy series LTP 2013 and endorsements thereto. Policies are administered by Arch Insurance Solutions, 1-866- 891-6614, CA License #0I18111, TX License #1787195. Your policy is the contract that specifically and fully describes your coverage. Certain restrictions and exclusions apply and coverages may vary in certain states. Please refer to your policy for detailed terms and conditions. Consumer disclosures can be found at: https://partner.roamright.com/disclosures